First accident...

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jont-
Posts: 955
Joined: Mon Sep 28, 2015 7:12 am
Location: Flatlands

Re: First accident...

Postby jont- » Wed Mar 28, 2018 12:38 pm

martine wrote:.I hope the 'passenger' gets their claim rejected and details passed to the police for prosecution for fraud.

:lol: :lol: :lol: :lol: and yet :headbang: :headbang: :headbang: :headbang:
While absolutely this /should/ be what happens, I bet there's FA chance of plod taking any interest at all.

TheInsanity1234
Posts: 475
Joined: Fri Oct 02, 2015 8:03 pm

Re: First accident...

Postby TheInsanity1234 » Wed Mar 28, 2018 1:59 pm

martine wrote:Could it be the passenger and driver are in it together...you know...split the compensation?

As has been said, stick to your story...it would have been helpful to take photos of the scene and also get any witnesses...always a high priority when you are involved in any sort of RTC these days.

Keep us posted about developments...I hope the 'passenger' gets their claim rejected and details passed to the police for prosecution for fraud.

I hope not...

Regardless, insurers know my side of the story, and they said it correlates with the initial story given by the driver at first, so the fact the other sides have suddenly changed their stories gives me more credibility in my insurer's eyes, apparently.
Forgot to take pictures, as I was freaking out, since it was my first accident, so did things the wrong way. I have a witness, my sister's boyfriend wasn't in the car, but he came to the scene after the accident, after we'd pulled over, and he said the taxi driver made no mention of damage to the front, and he's willing to go to court and state that. He also said the passenger seemed fine after the accident.

Loads of evidence to show that although I'm at fault for driving into the taxi, the accident was in no way major enough to injure or shunt the taxi forwards.

I really hope the sodding passenger and taxi company get prosecuted for fraud, but since we're talking relatively low value compared to other kinds of fraud, I doubt the police will have much interest in it.

TheInsanity1234
Posts: 475
Joined: Fri Oct 02, 2015 8:03 pm

Re: First accident...

Postby TheInsanity1234 » Wed Mar 28, 2018 2:02 pm

I'll be fitting a dash cam to my car as soon as it's back from Essex. My sister has the car at the moment. I have a dash cam, ready to be fitted.

The video evidence will certainly have proved that I was at fault, but it'd also prove the accident was nowhere near as major as the passenger and taxi company are claiming.

fungus
Posts: 432
Joined: Sun Dec 13, 2015 5:26 pm
Location: Dorset

Re: First accident...

Postby fungus » Wed Mar 28, 2018 7:35 pm

Horse wrote:It can get worse :( Filly had a non-fault claim after a guy drive into the back of her car when she was stationary. His insurers paid up, so no cost to her. But the fact that she'd even had to claim put up my insurance! [Named driver on my policy]

If I'd known this was likely, I would have had it added to the claim for incidental expenses or similar.


I notified Adrian Flux of the wifes accident when my insurance came up for renewal a couple of weeks ago. In my case, my wife was not a named driver on my policy as it is an any driver policy. There for, no effect on my premium.

Nigel.

fungus
Posts: 432
Joined: Sun Dec 13, 2015 5:26 pm
Location: Dorset

Re: First accident...

Postby fungus » Wed Mar 28, 2018 7:51 pm

On the telly a few days ago there was one of those caught red handed type programmes dealing with fraud. One incident involved two busses. One, whilst pulling out around the other caught the rear screen with the ns mirror smashing the screen. A passenger on the stationary bus put in a claim for whiplash, which the bus insurers investigated. The woman could be seen sitting in her seat stuffing her face. Hearing the bang she looked round, then got up and left the bus. There was absolutely no way that she had sustained an injury, she didn't even move in her seat. Due to the number of cameras on the bus ,the evidence was there for all to see and the claim was declined.

TheInsanity1234
Posts: 475
Joined: Fri Oct 02, 2015 8:03 pm

Re: First accident...

Postby TheInsanity1234 » Thu Mar 29, 2018 7:49 am

If I'd had a camera fitted to the car, it would have recorded the passenger getting out and having a go at me, about what, I didn't understand, but he was having a go at me, and he was perfectly uninjured.


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