First accident...
Posted: Tue Mar 06, 2018 1:43 pm
Yep. I'm now a statistic! Yet another young driver involved in an accident within their first 4 years of driving! [insert something about how awful young drivers are]
Ran into the back of a taxi on Friday night. Was fairly low speed, as I had anchored up, so wasn't doing more than 10 mph when I hit the taxi.
I was passing a row of parked cars on the left, and there was a car indicating to pull out, so I was off the accelerator ready to brake, but maintained 30 mph or so while passing said indicating car. I was watching it as I passed to make sure the driver didn't pull out into the side of me. I'd just passed it and looked to the front only to see a stationary taxi waiting at the back of the queue at red lights, probably about 2 car lengths in front of me.
Slammed on the brakes, ABS went nuts, but still wasn't enough, and into the back of him I went!
Pulled over, hopped out, freaking out, as it was my first accident in 3 years of driving. Taxi driver was fine, reassuring me shit happens. Gave him my phone number, and address, and name of insurance company/car reg etc. Told him to text me his details.
And then comes the low blow. (Thick scouse accent) "If it were just me, I'd take it in and get the bumper repaired and just take some cash off you for the repair, but I've got a passenger so I have to report this to the taxi company and they'll likely get insurance involved"
Shit. I can kiss my 3 years NCD bye, and just a month before renewal too! I got myself home and promptly swore for about 10 minutes straight.
Oddly enough, I've ran some quotes on confused, and using a fake name and address (same street) and similar car which I nicked the reg off autotrader, Admiral offered an increase of £200 when comparing myself with a flawless driving record, and someone with the same age and car, with one claim and no NCD.
But, still. Fuck. I can kiss my hopes of getting a very nice car at a young age goodbye. Unlikely to get reasonable quotes until I'm past 25 now
Ran into the back of a taxi on Friday night. Was fairly low speed, as I had anchored up, so wasn't doing more than 10 mph when I hit the taxi.
I was passing a row of parked cars on the left, and there was a car indicating to pull out, so I was off the accelerator ready to brake, but maintained 30 mph or so while passing said indicating car. I was watching it as I passed to make sure the driver didn't pull out into the side of me. I'd just passed it and looked to the front only to see a stationary taxi waiting at the back of the queue at red lights, probably about 2 car lengths in front of me.
Slammed on the brakes, ABS went nuts, but still wasn't enough, and into the back of him I went!
Pulled over, hopped out, freaking out, as it was my first accident in 3 years of driving. Taxi driver was fine, reassuring me shit happens. Gave him my phone number, and address, and name of insurance company/car reg etc. Told him to text me his details.
And then comes the low blow. (Thick scouse accent) "If it were just me, I'd take it in and get the bumper repaired and just take some cash off you for the repair, but I've got a passenger so I have to report this to the taxi company and they'll likely get insurance involved"
Shit. I can kiss my 3 years NCD bye, and just a month before renewal too! I got myself home and promptly swore for about 10 minutes straight.
Oddly enough, I've ran some quotes on confused, and using a fake name and address (same street) and similar car which I nicked the reg off autotrader, Admiral offered an increase of £200 when comparing myself with a flawless driving record, and someone with the same age and car, with one claim and no NCD.
But, still. Fuck. I can kiss my hopes of getting a very nice car at a young age goodbye. Unlikely to get reasonable quotes until I'm past 25 now