Speed Awareness Course and BRAKE

Anything that doesn't fit elsewhere - doesn't have to be AD related.
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Joined: Mon Sep 28, 2015 8:26 am

Re: Speed Awareness Course and BRAKE

Postby martine » Fri Jun 16, 2017 2:35 pm

crr003 wrote:Just say you answer "no" to an insurer's SAC question.
You have a bump.
How does the insurance company know you've attended a SAC to "void" your insurance - that information is held by the Police? Isn't there a DPA thing here?

If it comes out in court (for your 'bump') you had previous and didn't declare it when asked, you're in all sorts of trouble...driving without insurance, fraud...
Martin - Bristol IAM: IMI National Observer, Group Secretary, Masters (dist), DSA: ADI, Fleet, RoSPA (Dip)

Posts: 124
Joined: Fri Oct 09, 2015 12:32 am

Re: Speed Awareness Course and BRAKE

Postby mainbeam » Fri Jun 16, 2017 5:26 pm

I doubt driving without insurance would be prosecuted if a policy is voided after the event.

Deliberately not declaring in the belief it will reduce your premium is fraud but missing out information such as that on a form seems unlikely to result in prosecution.

On the other hand having your policy cancelled can result in large increases in future premiums. Would you want to insure someone who had previously failed to provide relevant information when asked?

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